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Private health insurance premiums in Australia have increased by an average of 4.41% from April 1, 2026, marking the largest hike in nearly a decade. This rise, approved by the federal government, will cost households an estimated extra $80 to $160 annually.Private health insurance premiums in Australia have increased by an average of 4.41% from April 1, 2026, marking the largest hike in nearly a decade. This rise, approved by the federal government, will cost households an estimated extra $80 to $160 annually.
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HealthInsurance.au
Insurers listed
47
Policies displayed
120,711
Data sourced from
PrivateHealth.gov.auUpdated 7 April 2026
Approach
Independent, unbiased

Last Checked: April 7, 2026. Our database includes policies from 47 registered Australian health insurers, using data sourced from PrivateHealth.gov.au.

Government Rebate Estimator

Estimate your potential government rebate. For official information, visit Services Australia.

$90,000
$0$175k$350k+

Estimated Rebate Eligibility

24.118%

dotBase Tier

This is what the government kicks in.
Every year. Off your premium.

COMPARE POLICIES

The government rebate is income tested. Your actual rebate may vary.

Updated 1 April 2026. This calculator provides estimates only and should not be considered financial advice. Rebate percentages are based on the Australian Government Private Health Insurance Rebate effective from 1 April 2026. Actual rebate amounts may differ. Please consult the Australian Government Department of Health for official information.

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Policy information from all 47 registered insurers

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Filtering, comparison tools, and AI assistant

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Indicative pricing from PrivateHealth.gov.au

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Free guided advice via participating fund advisors

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How we’re funded

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We receive transaction fees from participating funds

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Free advice covers participating funds; paid review covers all 47

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Online comparison shows all 47 funds regardless of commercial relationships

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